Moist Gluten-Free Chocolate Chip Pumpkin Bread

This gluten-free chocolate chip pumpkin bread is soft, fluffy and bursting with autumn spices. Made with single-ingredient flours like oat flour and almond flour and naturally sweetened with maple syrup, it’s a wholesome treat that’s perfect for breakfast, snacks, or a cozy dessert.

Four pieces of pumpkin chocolate chip bread stacked.

This loaf melts in your mouth and delivers all the crave-worthy fall flavors—pumpkin, warm spices, and chocolate chips. I add ground flaxseed for extra fiber and healthy fats, and use clean, whole-food ingredients so you can feel good about indulging in more than one slice.

Ingredients for Gluten-free Chocolate Chip Pumpkin Bread

Labeled ingredients needed for gluten-free pumpkin chocolate chip bread.

A complete ingredient list and amounts are provided in the recipe card below. A few helpful notes:

  • Oat flour – Make your own oat flour for best value and freshness. Use certified gluten-free oats if you need the bread to be free of cross-contamination.
  • Almond flour – Use finely ground almond flour, not almond meal, for the best texture.
  • Tapioca starch – Helps bind gluten-free flours and improves texture. Arrowroot starch can be used as a substitute if needed.
  • Baking powder – Double-acting baking powder is recommended for extra lift, though regular baking powder will work.
  • Milk – Any milk works: dairy or dairy-free (almond, oat, etc.), just avoid added sugars in non-dairy varieties.
  • Canned pumpkin – Use plain canned pumpkin, not pumpkin pie filling, which contains added sugar and spices.
  • Coconut oil – Melted coconut oil keeps the bread moist. Use refined or unrefined depending on your flavor preference.
  • Chocolate chips – Semi-sweet chips are used here, but you can choose milk or dark chocolate chips to suit your taste.

Clean-eating tips: Choose non-dairy milks with minimal ingredients (milk, water, a little salt/vanilla). For chocolate chips, look for products with simple ingredients—chocolate, cocoa butter and minimal cane sugar—if you want a cleaner option.

Step-by-Step Instructions

Follow these straightforward steps to bake a tender gluten-free pumpkin chocolate chip bread.

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Step 1: In a large bowl, combine oat flour, almond flour, ground flaxseeds, tapioca starch, baking powder, salt, pumpkin pie spice, and cinnamon.

Glass mixing bowl with wet ingredients needed for pumpkin bread.

Step 2: In a separate bowl, whisk together canned pumpkin, milk, maple syrup, melted coconut oil, eggs, and vanilla until smooth.

Pumpkin bread batter in a glass mixing bowl.

Step 3: Pour the wet mixture into the dry ingredients and stir until combined. Avoid overmixing to keep the loaf tender.

Glass mixing bowl with pumpkin bread batter and chocolate chips.

Step 4: Fold the chocolate chips into the batter, reserving a few to sprinkle on top for a pretty finish.

Loaf pan with pumpkin bread batter sprinkled with chocolate chips.

Step 5: Transfer the batter to an 8.5×4.5 or 9×5 loaf pan that has been greased and lined with parchment paper.

Loaf pan with baked gluten-free pumpkin chocolate chip bread.

Step 6: Bake at 350°F (175°C) for 45-55 minutes, or until a knife inserted into the center comes out clean. If the top browns too quickly, tent with foil for the last 15–20 minutes.

Let the loaf cool in the pan for about 5 minutes, then transfer to a rack or cutting board to cool completely before slicing.

Overhead view of a piece of gluten-free pumpkin chocolate chip bread on a white plate.

Tips for Making the Best Gluten-free Pumpkin Bread

Use an 8.5×4.5 loaf pan if you prefer a taller loaf; a 9×5 pan also works fine.

Add ½ cup chopped pecans or walnuts to the batter for a nutty variation.

Sprinkle a few extra chocolate chips on top before baking for an attractive, chocolatey crust.

Tent with foil if the top is browning too fast. Gluten-free flours can brown more quickly than wheat-based flours.

Allow the bread to cool fully before slicing. Cooling helps the loaf set and makes cleaner slices.

Half sliced loaf of pumpkin chocolate chip bread.

How to Store

Room temperature: Store covered at room temperature for up to 48 hours. Place in an airtight container and refrigerate to extend freshness up to 5 days.

Freezing: Slice the cooled loaf, arrange slices in a freezer-safe container or bag, and freeze for up to 3 months. Thaw on the counter or warm individual slices in the microwave for about 20 seconds.

Recipe FAQs

Can I substitute different flours? No—this specific combination and ratio of flours produces the best texture. Substituting other flours will change the outcome.
Can this be made into muffins? Yes. Divide batter into a 12-cup muffin pan and bake 25–30 minutes or until a toothpick comes out clean.
Can I make these vegan? The recipe hasn’t been fully tested with egg substitutes, but flax eggs or another egg replacer may work if you also use dairy-free milk and dairy-free chocolate chips.
Is oat flour gluten-free? Oats are naturally gluten-free but can be cross-contaminated during processing. Use certified gluten-free oat flour if you require a gluten-free product.
Gluten-free pumpkin chocolate chip loaf on a round wire cooling rack.
Sliced pumpkin chocolate chip bread.

Gluten-free Chocolate Chip Pumpkin Bread

Soft, fluffy and full of fall spices, this naturally sweetened loaf uses oat and almond flours for a wholesome gluten-free bake. Makes 12 slices.

Course: Breakfast, Muffins/Breads, Snacks

Cuisine: American

Diet: Gluten Free

Prep Time: 10 minutes • Cook Time: 50 minutes • Total Time: 1 hour

Servings: 12 slices • Author: Sara

Equipment

  • 8.5×4.5 or 9×5 loaf pan
  • 2 mixing bowls

Ingredients

  • 1 ½ cups oat flour
  • ½ cup almond flour
  • ½ cup ground flaxseeds (flaxseed meal)
  • ¼ cup tapioca starch/flour
  • 2 tsp baking powder
  • ½ tsp salt
  • 2 tsp pumpkin pie spice
  • 1 tsp ground cinnamon
  • 1 cup canned pumpkin (not pumpkin pie filling)
  • ⅓ cup milk (dairy-free or regular)
  • ½ cup pure maple syrup (room temp)
  • ¼ cup melted coconut oil
  • 2 eggs (room temp)
  • 2 tsp pure vanilla extract
  • 1 cup semi-sweet chocolate chips

Instructions

  1. Preheat the oven to 350°F (175°C).
  2. Grease and line an 8.5×4.5 or 9×5 loaf pan lengthwise with parchment paper for easy removal.
  3. In a large bowl, whisk oat flour, almond flour, ground flaxseeds, tapioca starch, baking powder, salt, pumpkin pie spice, and cinnamon until combined.
  4. In a separate bowl, whisk together canned pumpkin, milk, maple syrup, melted coconut oil, eggs, and vanilla until smooth.
  5. Add the wet ingredients to the dry ingredients and stir until just combined. Fold in chocolate chips, reserving a few to sprinkle on top.
  6. Pour the batter into the prepared pan and spread evenly. Top with reserved chocolate chips.
  7. Bake 45–55 minutes, or until a knife inserted into the center comes out clean. Tent with foil if the top browns too quickly.
  8. Allow the loaf to cool slightly in the pan, then transfer to a cooling rack to cool completely before slicing.

Notes

  • Arrowroot starch can substitute for tapioca starch if needed.
  • To quickly bring eggs to room temperature, run them under warm water for 30–60 seconds.
  • Make sure wet ingredients are near room temperature so melted coconut oil does not solidify when mixed in.
  • Let the loaf cool fully before slicing to ensure clean slices and the best texture.

Nutrition (per slice)

Calories: 289 kcal • Carbohydrates: 32 g • Protein: 6 g • Fat: 16 g • Fiber: 5 g • Sugar: 13 g

Tried this recipe? Tag @CleanPlateMama or use the hashtag #CleanPlateMama when you share photos.
Gluten-free pumpkin chocolate chip loaf on a round wire cooling rack.

If you make this recipe, please leave a rating and comment to share how it turned out. Enjoy a slice with a cup of coffee or tea—Eat Clean. Be Well! — Sara